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QUESTION: I have been sued by my landscaper in small claims court
because I refused to pay his bill for services. He ruined my flower
garden and 'butchered' my front hedges so I don't feel he deserves
anything. He should pay me for the cost of my new plantings and
the cost of having another landscaper fix his mistakes. He has hired
a lawyer to represent him. Do I need a lawyer for my defense in
this case? Won't it cost more for the lawyer than it would to just
pay him his bill?
ANSWER: Your decision will most likely be determined by practicality
versus principal. You will need to decide at what cost is it worth
to fight this injustice. You do not need to hire a lawyer for your
defense. You can go into court and explain your side of this case
to the judge or clerk/magistrate (the fact finder). The fact finder
will determine who should prevail based on testimony and other documentary
evidence. If you decide to go to court bring photographs of your
lawn and/or a recent bill showing your costs of repair.
You can also hire an attorney to represent you in this matter. Your
attorney would most likely present a counterclaim against the landscaper
for (1) damages to your property, (2) violations of the consumer
protection law for unfair and/or deceptive business practices, (3)
damages for filing a frivolous claim in bad faith and (4) costs
and attorneys fees for (2) and (3).
You may also decide to either: (a) pay the amount, (b) offer a reasonable
settlement amount; or (c) try to get the landscaper to drop the
case by informing him of your intention to counter-sue. Many people
decided different actions depending upon their budgets, emotions,
and availability. It is important to know the court, generally,
does not reimburse parties for lost work because of a court appearance.
Therefore, you must consider if the cost is worth the benefit.
QUESTION: Two months ago, I bought a pre-owned car from a local
car dealer. I purchased a special added warranty to cover repairs
and unexpected expenses. The car kept stalling and I brought it
back to the dealership to have them fix the problem. I had to leave
the car with them and they kept it for over a week. They did not
give me a loaner car and when I picked up the car I had to pay a
bill for $123.00 to cover the cost of parts that they said was not
covered under my warranty. What is the 'lemon law' for used cars
and warranty packages? Do I have a case?
ANSWER: In my experience, dealing with car dealerships is the
most difficult area in trying to get a reasonable resolution to
a repair dispute. I am sure there are many reputable car dealership
owners who would be most compliant in resolving customer disputes.
I hope to find one of these dealerships someday. Give your dealership
the opportunity to rectify (or offer a reasonable settlement to)
the situation. If you have a problem with the service department,
discuss the over-billing with the manager and not the mechanic.
If you do not get satisfaction from the service department I would
suggest sending a letter to the owner describing your dissatisfaction
regarding the additional charges that you expected to be covered
under the extended warranty.
The state lemon law requires that a used vehicle under warranty
must be repaired within 10 days or the customer's purchase price
must be refunded (less reasonable wear and tear). The lemon laws
also requires that if the dealership fails to repair the problem
after the vehicle has been in for the same problem three times,
the consumer is entitled to a refund of the purchase price, less
reasonable wear and tear.
If your receive no satisfaction from the dealership, and your damages
are less than $2,000.00, file a small claims action against the
dealership, including the name of the owner, for violations of Chapter
90 Section 7 ¼ (the used car lemon law), Chapter 93A Section
9 (the consumer protection law), breach of contract and breach of
warranty. You can also claim violations of the Attorney General
Regulations 940 CMR 5:05 (repairs and service); 940 CMR 3:08 (repairs
under warranties); and 940 CMR 3:16 (violations of public safety
and protection laws). If your damages are over $ 2,000 or the price
paid for the car, you should file a civil action. If you retain
a lawyer for either small claims or district court and the court
rules in your favor for a violation of Chapter 93A, you will receive
an award of reasonable attorney's fees in addition to your actual
damages. If the court determines that the dealers business acts
or practices were willing and knowing, then the court may award
up to triple (treble) damages plus your attorneys fees.
QUESTION: Several years ago I signed up for a membership
in a vacation club through my credit card. I cancelled the membership
but they continued to charge my credit card a fee twice a year.
Every time I call the customer service number, a person tells me
my account will be credited and my membership cancelled; but six
months later, I am billed again and no credit is applied to my account.
Do I have a case against either the credit card company or the vacation
club?
ANSWER:It is important to keep a record of all the events
of this matter. If you can show the company (or the judge) documentation
of all your attempts to resolve the issue, including names of the
persons you spoke with what they said, your cancellation letters,
written communications, bills, invoices, receipts and the original
advertisement or promotional offer; your case will be much stronger
and have a great advantage over the other party.
It is always best to try to work out your dispute directly with
the company. It is easier and much faster. It is most important
to contact the person whom has the authorization to do what you
are requesting. Sometimes it is not easy getting through to this
person. Many companies have consumer service representatives who
specifically handle problems such as yours. A great resource tool
that I frequently use is the Consumer Handbook, available at a minimal
cost between $ 1.00 and $ 3.00 published by the Federal Consumer
Division. This book lists all major companies, corporations and
businesses, their corporate addresses (not P.O. Boxes!), their presidents,
vice presidents, CEO's, CFO's and consumer representatives.
If your telephone calls are unsuccessful, you will certainly receive
a response from a certified letter you send to the president of
the credit card company and/or the CFO of the vacation club! In
all your communication with the companies make sure you ask for
the specific relief you are looking for and your intensions if they
do not comply. For example; "Please send me a refund check in the
amount of $$$ with a confirmation letter insuring the cancellation
of my membership or I will have no choice but to file a small claims
action against both companies requesting triple damages under our
state consumer protection law."
If you do not have any records of the transaction, (as most people
don't until a costly situation happens to them), take a moment and
write a ledger or diary listing dates and all events to the best
of you memory. If you have to go to small claims court, the judge
or clerk/magistrate will hear your side of the case and rely on
your oral testimony (instead of documentary evidence). Make sure
you bring an outline of the events to refer to so you can clearly
and concisely explain your position.
QUESTION: : Recently I purchased several product
items through the Internet. A friend of mine said that I have no
guarantee or legal protection for my purchases. Do the Consumer
Protection laws cover my Internet purchases?
ANSWER: : It depends on what you purchased and where the
company is located. The law does not move as quickly as the Internet.
Recent cases are still being tried. Presently it is difficult to
determine liability because of the origination of a product sale.
Most lawsuits involving the Internet rely on past case law that
is similar in situation and circumstance. A simple Internet purchase
of a product manufactured, sold, and distributed within this state
with a (downloaded and printed) warranty, could be assimilated to
the same situation as a product being covered under the consumer
protection statute (M.G.L. Chapter 93A). On the flip side, an Internet
purchase can be so complicated that the litigation and legal research
involved would cost more than the purchased product. For example,
if a consumer in Massachusetts purchases a gadget from a company
based in Canada, with a MasterCard from a bank in Delaware, and
the product is manufactured in Taiwan and packaged in Hong Kong,
delivered by an international mailing house, who is liable if the
consumer receives the gadget broken in the box? I always prefer
to purchase items (especially expensive products), at a retail store,
close by, that has been in business for many years. With the Internet,
you take your chances until the law catches up to protect your purchases
QUESTION: My fourteen-year-old son has a newspaper route.
Most of his customers are good at paying him. There is one man that
owes him over $16.00 and has cancelled his newspaper delivery. My
son has asked this person for the money but the man tells him he's
not getting the paper anymore and to stop bothering him. Can a fourteen
year old sue this 'deadbeat' in small claims?
:ANSWER: Absolutely. You or his legal representative will
need to file the complaint on his behalf. It is a great way to teach
judicial education to your son. Most people are very unfamiliar
with a courtroom (outside of what they see on television). Your
son will have the chance to speak before a Judge or Clerk-Magistrate
and will be able to participate in an 'informal' judicial forum.
In my opinion, the courts will favor any minor that has been 'damaged'
by an adult. The legal perception of the courts (and society) is
that an adult should not take advantage of a minor; therefore, the
courts protect minors in business transactions and situations. I
would assume your neighbor would be embarrassed in a courtroom trying
to explain why he has not paid a 14-year-old boy his money! My guess
is that your neighbor would pay the past due bill when he received
notice of the small claims court date. If this happens, make sure
you ask for the filing fee ($ 16.00 or $19.00) plus lost interest
and any other costs associated with having to collect your son's
money. Whether the neighbor offers a settlement or you end up in
front of a judge, your son will benefit (in educational and/or in
reimbursement) by experiencing the judicial process first hand.
There is never a guarantee that your son will prevail, however,
I would say no matter what the outcome, your gains court experience
and knowledge of the 'legal system'. Good Luck!
QUESTION: I purchased a restaurant gift certificate
for my friend's birthday. About a year later I asked my friend if
he enjoyed the restaurant. He said the gift certificate expired
after 6 months and he was too late in using it. What is the law
regarding expired gift certificates?
ANSWER: A gift certificate falls under the consumer protection
act because it is a purchase of goods or services. Many merchants
(and restaurants) print an expiration date on their certificates,
hoping the recipient will use the certificate as soon as possible.
Recent case law has determined that a gift certificate must be honored
at presentment, period. No time limits have legally been established.
If a restaurant or merchant goes out of business then you may have
no recourse to obtain a refund. In my own personal experience I
have received restaurant gift certificates, beauty salon gift certificates
and store merchandise gift certificates that I kept beyond the 'expiration
date'. In every case, the merchant was more than happy to extend
or reissue a new certificate to me after I wrote to the owner and
explained my certificate had expired. I would suggest you (or your
friend) contact the restaurant and ask them to either honor the
gift certificate upon your arrival or issue a new one. I am sure
the certificate will be honored because most all merchants want
to present good will and increase their customer business. They
usually welcome new customers in hopes they will become regular
customers.
Question: I purchased a new coffee maker from a
'discount salvage store' store. After three months the coffee maker
doesn't keep the coffee hot. I tried to bring it back to the store
but they said they couldn't take it back because I was past the
store's 30-day return policy. Because it's a $20.00 item, is it
worth it to pursue this matter any further or should I just take
the loss?
ANSWER: : : Most products are covered by a 'general'
warranty of merchantability. This warranty is applied to all products
for sale in the stream of commerce unless there is an express disclosure
or express limitation that is clear and conspicuous at the time
of purchase. The warranty of merchantability guarantees the product
to perform its original purpose for a reasonable time with proper
use. In your case, the 30-day warranty would prevail provided the
stores return policy was clear and conspicuous at the time you purchased
the coffee maker. Past case law has defined specifications for what
is considered clear and conspicuous. Posters or signs near check
out register terminals, printed return policies on the original
sales receipt, and salespersons stating the return policy at the
time of sale have been considered clear and conspicuous. General
business practices may also determine the fairness of a policy.
Consumers that purchase items at auction, yard sales, and 'clearing
discount stores' can expect to receive a product at a price much
lower than retail. These items may be last years model, slightly
damaged, expired, or products that just did sell that well. The
general business practice for these 'clearance' items is based on
an AS IS purchase. Many discount retail stores, such as the store
you purchased your coffee maker, may offer an additional return
policy to their customers in which they will warrant your purchase
for a certain amount of days. The merchant can determine whatever
return policy of choice. The general rule is the merchant must inform
the consumer of this policy so the consumer will have an opportunity
to choose whether or not to purchase the product from the merchant
or another competitor. As in most legal matters the case is determined
by what is reasonable and what should a consumer reasonably expect.
If you purchased coffee maker in an expensive 'fifth avenue' store,
you could expect to be able to return the item even after three
months. However, you could also expect to pay up to three times
as much. Laurie Grant is a consumer advocate and practicing attorney
with offices in Duxbury and Plymouth, Massachusetts. Please send
your consumer questions this newspaper. Attorney Grant will try
to respond to all consumer questions and some questions may be published
in "Consumer Corner." All written correspondence will become the
property of this newspaper and its affiliates for publication.
Question: I
want
to take a paving contractor to small claims court because he refused
to fix the holes in my driveway caused by his terrible work. I live
on the South Shore but he is from the Boston area. Can I take him
to the courthouse that's in my area or do I need to sue him in a
court in his area?
ANSWER: : Your question is one of jurisdiction. Jurisdiction
is where a person (or legal entity) has sufficient minimum contacts;
resides; has a usual place of business; or is domiciled. Most jurisdictional
issues involve two different states. In your case, the contractor
lives in Massachusetts so you can bring you claim in the courthouse
closest to you. You will need to check on the courthouse that handles
small claims cases from your town. The selection of which courthouse
involves venue. For example, Plymouth County has four district courts
(Hingham, Plymouth, Wareham and Brockton.) that cover small claims
in their surrounding towns. The type of claim you have determines
subject matter jurisdiction. For example: divorce cases, wills,
and equitable matters are heard in the Probate and Family Court;
civil actions over $2,000 are heard in District Court, civil actions
up to $ 2,000 are heard in Small Claims court and claims against
the state or municipalities are heard in Superior Court. An interesting
(and confusing) county division is with the town of Cohasset. Although
Cohasset is surrounded by towns in Plymouth County, (Scituate, Hingham,
and Norwell), it lies in Norfolk County and the courthouse covering
Cohasset cases is in Dedham. I discovered through research that
early settlers from England had named the New England counties and
towns consistent with those in England. In England, the town of
Cohasset is in Norfolk County, and next to the town of Dedham!
Question:I bought a used car (1992 Chevrolet)
from a private party for less than $1,000.00. After only six weeks
all the oil leaked out of the engine and the engine seized. It's
going to cost $850.00 to install a rebuilt engine. I know there
are lemon laws for buying cars. Do I have a case against the I bought
the car from? Do I have a case against the manufacturer?
ANSWER: The state has 'lemon laws' for new motor vehicles
and used motor vehicles (M.G.L. Chapter 90 Section 7N1/4,). Only
in cases involving new vehicles can you sue the manufacturer. Once
a vehicle has been transferred or sold to another party, the original
warranty is no longer valid. In addition, if you substantially change
or modify a new vehicle, the manufacturer will not be responsible
for the changes or modifications.
Used vehicles fall under two categories implied warranties and express
warranties. The implied warranty for used vehicle is usually for
30 days. This means the buyer can expect the 'product' to fit for
the intended particular purpose for which it is intended. The express
warranty for used vehicle is any written (and sometimes oral) representations
that exceed the statutory 30-day period. For example, some car dealerships
may offer a special 90-day 'express' warranty for parts and services;
or they may include a mileage limit (90 days or 5,000 miles whichever
comes first.)
In your case, you purchased the car from a private party so the
30-day statute applies. Since the engine problem happened after
the 30-day period you have no legal recourse against the private
party unless that private party offered you an express warranty
that would cover the engine problem. Your case is a perfect example
of basic common law that preceded the consumer protection statutes
known as "Caveat Emptor" Let the buyer beware.
Laurie Grant is a consumer advocate and practicing attorney
with offices in Duxbury and Plymouth, Massachusetts.
Please send your consumer questions this website. Attorney Grant
will try to respond to all consumer questions and some questions
may be published in "Consumer Corner." All written correspondence
will become the property of this website and its affiliates for
publication.
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